Fintech
November 2, 2023
Top consumer finance regulator Rohit Chopra actually sounds fintech friendly here
May 12, 2023
I want to see a world where people can refinance their auto loans or mortgages and move their credit card debt more easily, that will decrease stickiness, that will increase prepayment risk. But that’s a world that I think ultimately is still better.
Digital bank app CEO Chris Britt on niche Chime serves, how they make money, why Americans don’t trust banks
May 12, 2023
Big banks do a pretty good job with high income, high FICO score folks who have big deposits and are credit worthy, but for most Americans, the 65% that live paycheck to paycheck, the only way that big banks can make the math work on serving them is by being very punitive on fees.