Today’s best reads
“Subprime” deservedly became a bad word post-crisis, but making credit available to borrowers who are subprime is national policy, and it’s untrue to call it a scourge.
Better to be jarred by overt subprime marketing now than leveled by a stealth subprime financial system later.
A critical financial crisis 10 year anniversary flew under radar today, and I can’t let that happen because its lessons are too important for any of us to forget.
Lorraine Woellert has identified the primary inhibitor of home ownership in this country.
Originations Linkfest: Stories I recommend today
Originations linkfest 2/11: primers for first time buyers, lending guidelines loosening, the case for rate spike leveling off, Fannie/Freddie reform proposals, mortgage M&A
The number of banks and credit unions that will consider handling marijuana money has grown six times in last 2 years.
A lot of loan officers and companies say it’s business as usual. Not true.
A word on what I’ve learned writing for the most read housing site on the web.