7 notes on finance and housing disruption for the coming year.
Must see slides from Fannie Mae on mortgage shopper behavior and trends.
Nonbank lenders take mantle of top lender to homebuyers from big banks.
Today’s best reads
Stats halfway through 2017 from Inside Mortgage Finance
Here are the latest stats from the Nationwide Mortgage Licensing System & Registry (NMLSR)
Why incumbent lenders will prove resilient in holding and growing their market share.
SoFi has been special because CEO is a quadruple threat with banking, investing, lending, technology expertise. Now he’s out. How do you replace him?
“Subprime” deservedly became a bad word post-crisis, but making credit available to borrowers who are subprime is national policy, and it’s untrue to call it a scourge.
Better to be jarred by overt subprime marketing now than leveled by a stealth subprime financial system later.