Mortgage
April 3, 2023

Homeowners with hardships can now pause loan payments. Paused payments are added to loan balance, but payment stays same.
David Stevens makes a case for why banks are bigger risk takers than nonbanks
March 30, 2023
Nonbank mortgage companies (called independent mortgage banks or IMBs) are not risk takers. Banks are risk takers. Banks retain both interest rate risk and credit risk where IMBs pass all of that through.
March 30, 2023