THE BASIS POINT

Linkage: Real 30yr Fixed Rate Is 2.12%

Today’s Originations linkfest: My favorite reads this week on home prices and qualifying for loans.

HomePrices-and_OER

– What Will Rising Home Prices Do To Housing Costs and CPI? (Atlanta Fed)

– JP Morgan & BofA Double Their 2013 Home Price Forecasts (Heather Perlberg, Bloomberg)

– Zillow CEO Spencer Rascoff: “Housing Is Back, No Question” (Bloomberg VIDEO w Betty Liu)

– Inflation Adjusted 30yr Fixed Rate Is 2.12%. (Anthony Sanders, Confounded Interest)

– If Case-Shiller Home Prices Are So Hot, Why Is Robert Shiller Doubtful? (Dee Gill, Ycharts)

– New credit scores more lenient on paid-off collection accounts (Blake Ellis, CNNMoney)

– How home buyers are returning to market after foreclosure (Les Christie, CNNMoney)
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@anthonybsanders, @atlantafed, @heatherperlberg, @spencerrascoff, @BettyInTheLoop, @ycharts

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Comments [ 2 ]
  1. ngbstl says:

    Regarding the CNN arcticle on the new VantageScore, do lenders use this, or do they largely still use FICO for mortgages?…

    1. it’s the latter for now. usually takes a couple months for new scoring models to permeate credit reporting and bank underwriting worlds. but very encouraging development.

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