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THE BASIS POINT

Progress toward including on-time rental payments on credit reports to help your credit score
  Felix Salmon (axios.com)
October 3, 2022
 
 
 

Kim Kardashian to pay $1m SEC fine for not disclosing paid crypto promo, barred 3yrs from crypto promos
  David Gura (npr.org)
October 3, 2022
 
 
 

30-Year Mortgage Rate Spike In 2022 – Animated Chart
Julian Hebron
September 30, 2022
 
 
 

71% of people want to know what significant other makes before engagement, and 1 in 5 Gen Z & Millennials add debt when dating
  Maggie Davis (lendingtree.com)
September 30, 2022
 
 
 

VC Bill Gurley on tech layoffs, rates spiking, next startup wave, and crypto relevance
  Rick Tetzeli (mckinsey.com) and Julian Hebron
September 27, 2022
 
 
 

How local regs prevent building of more starter homes. Is there any solution?
  Emily Badger (nytimes.com)
September 25, 2022
 
 
 

VIDEO: is Fed inflation fight bringing buyer/seller balance or shock to housing?
  Jeff Taylor (vimeo.com)
September 24, 2022
 
 
 

Is AI audio the new “voice” of Darth Vader and we just haven’t noticed yet?
  Grant Hermanns (screenrant.com)
September 24, 2022
 
 
 

Gas prices down 26% since June, helping slow August inflation to 8.3%. But a third .75% Fed rate hike still likely September 21 to keep up inflation fight
  Gwynn Guilford (wsj.com)
September 13, 2022
 
 
 

Key bank regulator warns fintech & growing role of big tech in finance could lead to crisis
  Lananh Nguyen (reuters.com)
September 12, 2022
 
 
 
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  • Linkage – Handpicked News

    • Credit bureaus want to improve financial inclusion by incorporating non-credit sources into their calculations. These programs are opt-in so ask your lender to help. (axios.com)
    • Reality TV and social media mastermind Kim Kardashian hawked crypto on Instagram without telling 300m+ followers she'd been paid. SEC issues $1m fine and bars her from promoting crypto for 3 years. (npr.org)
    • Nationwide, the small detached house has all but vanished from new construction. Only 8% of new single-family homes today are 1,400 square feet or less. In the 1940s, nearly 70% of new houses were that small. (nytimes.com)
    • Mortgage exec Jeff Taylor runs down housing outlook with Fox Business, and offers advice for home buyers and sellers (vimeo.com)
    • James Earl Jones Officially Retires As Star Wars' Darth Vader (screenrant.com)
    • “Con­sumers are get­ting re­lief at the pump and there should be fur­ther re­lief com­ing at the gaso­line sta­tion and the gro­cery store, since one of the big­gest costs of food is trans­port­ing it,” said Ryan Sweet at Moody’s An­a­lyt­ics. (wsj.com)
    • “Fintechs and big techs are having a large impact and warrant much more of our attention,” said Michael Hsu, Acting Comptroller of the Currency, a major bank regulator. (reuters.com)
    • Goldman's consumer business has had a bumpy ride as of late, marked by mounting losses, leadership turnover and missed product deadlines. The latest is higher defaults among lower credit score borrowers. (cnbc.com)
    • For mortgage pros, here’s some TikTok tips from peers who get it. For homebuyers, these folks are worth checking out. (scotsmanguide.com)
    • How Rivian got a $3 billion boost from making Mercedes a frenemy (autoblog.com)
    More Linkage

  • Recent Posts

    • 30-Year Mortgage Rate Spike In 2022 – Animated Chart
    • 71% of people want to know what significant other makes before engagement, and 1 in 5 Gen Z & Millennials add debt when dating
    • VC Bill Gurley on tech layoffs, rates spiking, next startup wave, and crypto relevance
    • In music & money, Willie Nelson & Julian Robertson have redefined career long game
    • 2022 Fed Rate Hike Outlook In One Tweet (as of 7/17/22)

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