Julian Hebron
The Basis Point Live Blog from Optimal Blue Summit 2026 covers the current state of mortgage markets and fintech. Optimal Blue powers rate pricing for 35% of the mortgage industry's 2026 projected fundings of $2.2 trillion.
Treasury chief Bessent and Fed chair nominee Warsh say AI is reason to cut rates. Former NY Fed chief Dudley disagrees for 5 reasons.
With mortgage rates below 6% and median home prices $397k to $414k, you can buy a home with 5% down if you make $110k to $114k.
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