Crypto focus must shift from token trading to using regulated public blockchains to modernize real world finance

Most finance innovation so far has been consumer apps we experience on our phones, but fintechs that power this still sit on legacy bank platforms. Responsible blockchain can still fundamentally re-architect financial services infrastructure, even in the wake of FTX fallout.
Most finance innovation so far has been consumer apps — what we experience on our mobile phones. But many fintechs still sit on legacy bank platforms. Even in the wake of FTX fallout, responsible blockchain can still fundamentally re-architect financial services infrastructure.
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