60k June home purchases fell through, partly because rates rose, but mostly it signals buyers gaining an upper hand
Homes
Housing Shortage Key Factors: Local residents often oppose new housing. Local governments require development fees, studies and public meetings that drag out construction and drive up its cost. Through zoning rules, governments also force developers to build on larger lots than some buyers might want, and create more parking than buyers might use. And these rules frequently make it impossible to build townhouses, duplexes and apartment buildings.
Are non-government-backed loans a new subprime mortgage in 2022? Not even close. These stats prove Non-QM loans are nothing like pre-2008.
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