Linkage: 2020 Banking & Fintech Core Themes – Part 1
I’ll be using the first few 2020 Linkage posts to organize 2019 archives, all of which are core themes carrying into 2020. Linkage is always used to track core themes with 5-10 links, but these first few posts will be longer as I log this stuff for reference later.
When I do longer Linkage posts like this, I break them into sections. Below there are 4 sections so you can scroll right to your favorite core themes:
– Real Estate & Mortgage Stuff
– Consumer Finance & Fintech Stuff
– Media & Marketing Stuff
– Career, Startup & Entrepreneur Stuff
Happy reading…
REAL ESTATE & MORTGAGE STUFF
- Is Gary Keller the richest residential real estate exec in America?(inman.com)
- If IPO fizzle makes less people rich, what happens to San Francisco real estate?(nytimes.com)
- Is Redfin better positioned than Zillow to buy your home outright & sell you a new one?(seekingalpha.com)
- We finally have clarity on 'Opportunity Zone' property tax benefits(bloomberg.com)
- What Europe's mortgage rates below 1% teach us about housing markets (nytimes.com)
- California's consumer data privacy rules will impact all realtors & lenders(magazine.realtor)
- Will first time homebuyers & smaller lenders suffer if Fannie & Freddie pull back in 2020?(housingwire.com)
- How much will Fannie & Freddie reduce mortgage market support in 2020?(americanbanker.com)
- Millennials now represent largest cohort of homebuyers(washingtonpost.com)
- White paper on state of the UK Mortgage Market(ukfinance.org.uk)
CONSUMER FINANCE & FINTECH STUFF
- The new credit card is a personal loan - 20 million Americans have have one (washingtonpost.com)
- Here's a good personal loan stat collection from Experian(experian.com)
- Credit unions bought 16 banks in 2019, twice as much as 2018. Is this a problem?(americanbanker.com)
- Credit union loans grew 2x faster than banks last decade, BUT total U.S. credit union deposits less than JP Morgan Chase deposits(wsj.com)
- It took JP Morgan Chase 11 years to break even on Bear Stearns takeover/rescue (wsj.com)
- As fintech startups tighten loan approvals, they look more like banks (latimes.com)
- Lawmaker battle for consumer protection heats up in 2020(americanbanker.com)
- Bank of Google begins with checking accounts(wsj.com)
- Startup bank Chime quadruples valuation in 9 months to $5.8 billion(cnbc.com)
- Roboadvisor Wealthfront enters banking with direct deposit, bill pay, debit card(americanbanker.com)
MEDIA & MARKETING STUFF
- Newest strategy for marketing to young people is stealing their memes(theatlantic.com)
- Allstate to retire eSurance brand after paying $1b to acquire it in 2011(insurancejournal.com)
- California's great data-privacy rush has huge marketing implications(nationalmortgagenews.com)
- Average U.S. credit score hits 8yr high of 682(prnewswire.com)
CAREER, STARTUP, ENTREPRENEUR STUFF
- Drop your pitchfork: Income inequality isn't as bad as you think(economist.com)
- Why you never have time & are always overwhelmed(theatlantic.com)
- Stop wasting time & read this 10,000 word piece on focus, LOL! (medium.com)
- Updating the Peter Principle. Do salespeople get promoted into incompetence?(voxeu.org)
- The promotion curse(economist.com)