Linkage: 2020 Banking & Fintech Core Themes – Part 2
Today is part 2 of using Linkage to organize 2019 archives, all of which are core themes carrying into 2020. Linkage is always used to track core themes with 5-10 links, but these first few posts will be longer as I log this stuff for reference later.
When I do longer Linkage posts like this, I break them into sections. Below there are 4 sections so you can scroll right to your favorite core themes:
– Banking & Fintech Stuff
– Real Estate & Mortgage Stuff
– Media & Marketing Stuff
– Career, Startup & Entrepreneur Stuff
Happy reading…
BANKING & FINTECH STUFF
- Challenger banks Wealthfront & Varo Money both expanding into mortgages (americanbanker.com)
- Cross River: The Secret Bank Powering Fintech Boom(forbes.com)
- SoFi CEO claims 9 million customers, predicts 2020 banking M&A wave(cnbc.com)
- Credit Karma will now offer savings accounts to its 100 million users(tearsheet.co)
- Google checking vs. Apple Card sets up iOS vs. Android digital wallet battle(cnbc.com)
- Google promises to partner with banks instead of compete as it enters banking (wsj.com)
- Nothing is stopping Google from entering wealth management too(financial-planning.com)
- Why people don't complain about auto loans even though one-third of Americans have one(blend.com)
- Fintech Plaid raises $250 million at $2.65 billion valuation to help banks compete against startups(social.techcrunch.com)
- 2018 U.S. mobile payments were $160 billion in 2018 vs. $40 trillion for China(americanbanker.com)
- Goldman Sachs consumer bank Marcus pausing UK expansion(finextra.com)
- Latest 3Q 2019 Global Fintech Report - CB Insights(cbinsights.com)
- Stats on fintechs across 35 U.S. states (cbinsights.com)
- Charter or not, fintechs are already banking(americanbanker.com)
- Wait, is Venmo a bank now too (by offering a credit card powered by Synchrony)?(pymnts.com)
- Wait, is Square a bank now too (by offering free stock trades to its 15m CashApp users)? (fool.com)
- Goldman Sachs joins the robo-advisor party(financial-planning.com)
- OG robo-advisor Schwab joins the broader banking party(financial-planning.com)
- Crypto & bitcoin for dummies(gq.com)
REAL ESTATE & MORTGAGE STUFF
- Figure founder Mike Cagney using blockchain to reinvent home equity lending(pymnts.com)
- Figure raises $103 million at $1.2 billion valuation to expand home & student lending (ledgerinsights.com)
- Median homebuyer age 47 now vs. 31 in 1981. Median first time buyer age now record high 33 (bloomberg.com)
- Homeowners staying put 5 years longer than in 2010(wsj.com)
- 2019 Stats on Homebuyers, Sellers, Owners(nar.realtor)
- VCs put $25 billion into proptech through 3Q 2019(businessinsider.com)
- Real estate brokerage Side raises $35 million (for total of $60m) to power super-producing agents and their own independent brands(sapphireventures.com)
- JPM Chase deal shows possible path to reducing mortgage market reliance on Fannie & Freddie(wsj.com)
- One of the best environments in ages for housing(themreport.com)
MEDIA & MARKETING STUFF
- Is it good branding to name a credit card company Deserve?(cnbc.com)
- Even low earners have money to spend (bloomberg.com)
- McKinsey says 2020 is all about On-Demand Marketing (mckinsey.com)
- Why we should praise experts but be terrified of gurus(collaborativefund.com)
- Why Switzerland is rich but has surprisingly equal wealth distribution(nytimes.com)
- More competition is solution to rigged capitalism(ft.com)
- Spongebob "Good Krabby Name" transcript - reference for upcoming customer acquisition post! (spongebob.fandom.com)
CAREER, STARTUP, ENTREPRENEUR STUFF
- The Idea Maze: a path every entrepreneur must go down(spark-public.s3.amazonaws.com)
- 59 quotes from bigwig execs who laughed off disruptors (cbinsights.com)
- Why is every startup a bank these days? Easy interchange fees are one reason.(news.crunchbase.com)