Linkage: Core Housing, Banking, Fintech Themes Mid-2021
Linkage always was and will always be The Basis Point handpicking links for you. We don’t automate anything we link to or discuss. Everything is handpicked based on core themes we and you care about most — which are money, homes, tech, work, life. This summer we’re building a faster model for handpicking and streaming Linkage as we redesign the entire site, but today I’m reverting back to this old school Linkage post format to log a months-high pile (mostly from Economist stories I’ve torn out) before I clear my desk. I’m guessing many of you will appreciate a lot of these core themes for 2021. Hit me direct or comment below with questions.
STATE OF BANKING & FINTECH
- The future of banking: a future with fewer banks(economist.com)
- Banks v Big Tech: how fintech will eat into bank business(economist.com)
- WORLD'S BEST BANKER: Jamie Dimon? Or Aditya Puri? (Wait, who?!)(economist.com)
- Debt v. Equity: a bigger role for venture capital (economist.com)
- Everyone believes private markets are better than public ones. Until they want to get cashed out. (economist.com)
- The impact of low and negative rates on banking(economist.com)
- What happens when governments issue digital currency(economist.com)
- The transition from banking may make financial services cheaper, quicker and fairer. But it will threaten privacy and sovereignty and expand the role of state(economist.com)
- Fintech Marqueta launches philanthropic arm(marqeta.com)
- Plaid, Visa and the best fintech deal that never happened(fortune.com)
- U.S. Fintech: a digital payments system that favors consumers over banks and lenders is long overdue(economist.com)
- Quantum computing for Wall Street - in terms you can understand(economist.com)
- How Likely Is Returning Inflation? (SPOILER ALERT: Unlikely)(economist.com)
- Why Retail Investors Learn The Wrong Lessons From Success(economist.com)
- ASSET MANAGEMENT SPECIAL REPORT: Active v Passive, role of VC & tech, etc.(economist.com)
- DANGEROUS GAP: Markets vs. The Real Economy (economist.com)
STATE OF WORK
- Tech-powered ratings in the workplace are getting more invasive and controlling(economist.com)
- LOL: a leaked memo from a chief impact officer(economist.com)
- Robots threaten jobs less than fearmongers claim(economist.com)
- A jobs rebound, shifting politics and technological change could bring a golden age for labour in rich countries(economist.com)
- The rise of working from home, and will it stay like it was during pandemic? (economist.com)
- A bright future for the world of work (economist.com)
- Labor markets are working, but also changing(economist.com)
- LOL: What if CEO memos were clear and honest(economist.com)
- Let's hope post-pandemic work habits remain(economist.com)
STATE OF HOUSING
- At 5-6%, U.S. real estate commissions are 3 times larger than other developed countries(economist.com)
- Cash Out Refis Help Drive Refi Boom, But Will It Last? (americanbanker.com)
- Rocket Homes Could Be Real Estate's Sleeping Giant(housingwire.com)
MEDIA, TECH & OTHER FUN STUFF
- FAR OUT MAN: Iconic weed magazine High Times finally gets into selling weed(hightimes.com)
- FLYING CARS: The U.S. FAA is currently approving 30 flying taxi projects estimated to be worth $674b by 2040(economist.com)
- U.S. MANUFACTURING GOLDEN AGE: after years of stagnation, manufacturers look to a boom (economist.com)
- Square bought Tidal to control monetization tools for artists(bizjournals.com)
- Should Jack Dorsey combine Square & Twitter into a super app? (economist.com)
- MURDOCH SUCCESSION: Who controls Fox after Rupert, 90, retires? Like the HBO show, but with real stats(economist.com)
- Although democracy has been in recession, it may contain the seeds of its own recovery (a post-election piece worth revisiting)(economist.com)
- Social media and free speech (another one worth revisiting before election 2022)(economist.com)
- MICROSOFT BRIEFING: Will the Nadella CEO era be as big as past eras, or bigger? (economist.com)
- NETFLIX BRIEFING: The Hastings Doctrine(economist.com)
- IPO on Banksy art. There's an app for that. (economist.com)
- AMAZON BRIEFING: Can a company that's almost 10,000 days old still act like it's Day 1? (economist.com)