Archive for October, 2012

My Time

A word on blogging in the mortgage industry (and the final installment of The 31 Days of Rocktober)

Originations: Mortgage & Insurance Help Post Hurricane Sandy

Today’s Originations linkfest focuses on post hurricane mortgage and housing help for consumers.

Manufacturing Improving but Flat. Employment Cost Contained.

Mortgage Applications data for last week is not available.  Data for this week will have little meaning because of the storm. Employment Cost Index (3rdQ2012) ECI – Quarter/Quarter change 0.4%. Previous was +0.5% ECI – Year/Year change +2.0%. Previous was +1.7%. Looking at the components of Employment Cost: Year/Year wages and  salaries are up 1.7% […]

Home Prices Up 7 Consecutive Months (CHARTS)

Key home price charts and links.

Hell In A Bucket

Tonight’s 31 Days of Rocktober pick is for my wife.

Ginnie Mae having banner year. FHA not so much.

FHA insures loans and Ginnie securitizes those loans. Here are the financial conditions of each.

Rocktober 29: Rock You Like A Hurricane – Scorpions

As The 31 Days of Rocktober rolls into a Sandy week, tonight’s pick is to wish well to those impacted. I hope you and your families stay safe.

Good CHART on San Francisco New Homes Construction & Sales

Good chart and table on San Francisco development and sales activity.

Real Consumer Spending Flat.

Personal Income/Outlays  (September 2012) Personal Income – Month/Month  0.4% Consumer Spending – Month/Month 0.8% PCE Price Index — Month/Month 0.4% Core PCE price index – Month/Month 0.1% PCE Price Index — Year/Year 1.7% Core PCE price index – Year/Year  1.7% The gains in spending were largely due to inflation. Dallas Fed Manufacturing Survey (October 2012) […]

GIANTS SWEEP MUSIC: Clap For The Killers – by Street Sweeper

Street Sweeper’s Clap For The Killers is for 2012 champs. Enough said. Ticker tape parade 11am Halloween day.

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