Linkage: Why You’re Rich vs. Poor, Niche Media Rising, Fintech Marketing

- New York Times will get bigger, niche media will get nichier, and nothing else will survive.(nytimes.com)
- Digital marketing lessons on how Credit Karma came to be worth $7 billion(stratechery.com)
- Fintech customer acquisition costs and the great credit card craze(techcrunch.com)
- Do startup digital banks spark joy in customers? (linkedin.com)
- Most Americans Point to Circumstances, Not Work Ethic, for Why People Are Rich or Poor(people-press.org)
- FedNow payment delays hurt the poorest Americans and it doesn't need to be this way(americanbanker.com)
- Startup guide for raising a Series A (ycombinator.com)
- Roblox is the new Minecraft - just raised $150m at $4b valuation(techcrunch.com)
- Goldman Sachs joins $55 million round for African fintech Jumo(qz.com)
- 98% of bitcoin mining machines will never produce a block(theblockcrypto.com)